Our last sales launch of 2022 offers a bumper crop of homes, our largest launch ever – with BTO flats to choose from across 10 projects.

Nearly 6,000 flats will be offered in the non-mature estates of Bukit Batok, Tengah, and Yishun. If you’re a first-time home buyer, applying for a home in a non-mature estate will offer you the best chance of getting a flat. Apart from double ballot chances, 95% of 4-room and bigger flats in non-mature estates will be set aside for you. Also, virtually all first-timer applicants have been invited to book a BTO flat in non-mature towns within three tries, withabout 90% of them -successful within two tries!

BTO flats are priced with generous subsidies and made even more affordable with grants. Like most first-timers, you could use less than a quarter of your monthly income to service your flat’s mortgage loans. As CPF contributions are typically above 25 per cent of salary, this means that most home buyers can use their CPF to service their loans fully, with little or no cash outlay. Plus, with over 95% of 4-room flats (our most popular flat type) in non-mature towns priced below $400,000, you’ll be able to find a home that meets your budget and needs!

Check out the projects on offer for the November 2022 sales launch now:

Grants and Priority Schemes

Families with household income of up to $14,000 can buy BTO flats. Eligible first-timer applicants can also receive CPF housing grants of up to $80,000. Singles with an income of up to $7,000 are also eligible to purchase 2-room Flexi flats in non-matures estates and receive a CPF housing grant of up to $40,000. To better your chances of getting a flat, consider applying under one of the HDB priority schemes if you’re eligible.

Flexi Flats

Your eligibility for a 2-room Flexi flat is determined based on factors such as your age, the lease tenure, and whether buyers are first-timers, second-timers, or others.

Useful Tips for Flat Buyers

Before applying for your flat, read up on the flat buying process and take note of the following tips:

• Information on BTO flats on offer is available on HDB Flat Portal, where you can check out all the details and apply online. You do not have to visit HDB Hub to get the information.
• If you do not have Internet access, do seek support from family members instead of visiting HDB Hub or Branches. Those who require assistance, especially seniors, may call the HDB Sales/ Resale Customer Service Line at 1800-866-3066 for assistance.
• Consider applying for a BTO flat in non-mature towns to enjoy a higher chance of success in securing a flat. You can also check the application rates of past BTO projects for each town via HDB Flat Portal.
• You can only submit 1 application for 1 flat type and 1 location during each sales exercise.
• The construction period for each project varies, depending on their individual attributes, such as development height, number of units, design, site conditions and constraints. Projects with challenging site conditions or more complex designs may take longer to construct.
• Regular updates on the application numbers for the various flat types/ towns will be published on the HDB InfoWEB, so check for updates before submitting your application.
• If you wish to take up an HDB housing loan for your flat purchase, a valid HDB Loan Eligibility (HLE) Letter is required when you book a flat. Do check your loan eligibility and apply for an HLE letter at www.hdb.gov.sg/hleapply.

Applicants are shortlisted via a computer ballot and are not processed on a first-come-first-served basis. Just remember to submit your application before the end of the sales launch.