If you’re looking to buy a new HDB flat, you might have heard that HDB has a new flat classification framework for BTO flats. We break down what you need to know about Standard, Plus, and Prime flats, and how the new classification framework will impact you.

What happened to the mature and non-mature estate classification framework?

Previously, HDB classified towns as either mature or non-mature, depending on the land available for development. However, since the estate-based classification was introduced in the 90s, non-mature towns like Punggol and Sengkang have become more developed and now boast better connectivity and amenities, blurring the line between mature and non-mature towns.

Also, with fewer large tracts of undeveloped land available within these non-mature estates, future HDB projects will increasingly be built within or near existing estates, and often in more central locations. Given the changing housing landscape, it is timely to move away from an estate-based classification framework.

What is Standard, Plus, and Prime?

From the October 2024 sales launch, new BTO flats will be classified as Standard, Plus, or Prime, based on their locational attributes which include:

• Proximity to city centre
• Transport connectivity
• Availability of amenities, such as social and commercial services that are typically found in town centres

Standard flats

Standard flats are found across all locations, and form the largest category of BTO flats to be launched every year.

Plus flats

Plus flats are located in choicer locations with good connectivity, proximity to amenities, and the city centre. Some may come with unique features, such as waterfront living.

Prime flats

Prime flats are located in the choicest locations. They would tend to be centrally located, typically within or near the central region and/or major town centres, and are therefore well-served by comprehensive amenities, and have excellent transport connectivity. Essentially, Prime flats are the flats that were previously launched under the Prime Location Public Housing (PLH) model.

As Plus and Prime flats would command higher market values given their attractive location and attributes, these flats will be priced with additional subsidies to keep them affordable. Plus and Prime flats will also come with tighter sale conditions.

For example, Plus and Prime flat buyers will need to live in their flats for a longer Minimum Occupation Period (MOP) of at least 10 years. If they choose to sell their flat after the MOP, Plus and Prime flat owners will have to pay a percentage of the resale price of the flat, reflective of the extra subsidies they received.

Here’s a quick overview of the new Standard, Plus, and Prime classification framework for BTO flats:

Are existing flats affected by the Standard, Plus, and Prime classification framework?

Existing flats and flats launched by HDB before the October 2024 sales launch will not be affected by the new Standard, Plus, and Prime classification framework. Prevailing resale eligibility conditions will apply.

How do you know if the BTO project at an upcoming sales launch is Standard, Plus or Prime?

The classification of BTO projects on offer will be announced at each of HDB’s sales launches.

What housing options will singles have during sales launches, under the new Standard, Plus, and Prime classification framework?

Under the previous estate-based classification, singles were only able to buy 2-room Flexi BTO flats located in non-mature estates. With the new Standard, Plus, and Prime classification framework, singles will be able to apply for 2-room Flexi flats in all locations during sales launches.

Be sure to check out our single’s guide to buying an HDB flat for more information on your housing options, as well as the grants available!

Thinking of applying for an HDB flat at the next sales launch? Be sure to check out our guide to buying a BTO flat!